Tips And Strategies For Auto Insurance

Posted by Admin on April 8, 2014 with No Comments
in Auto

There are hundreds of different auto insurance companies out there competing for your business, but most people do not take the time necessary to compare these companies and to find out which insurer is offering the best package. Check out these auto insurance tips to help you make the right insurance choice.

When considering extras for your auto insurance, you can most likely do without the car rental added to your insurance. You will pay nearly £50 a year for rental insurance, when that is the same cost for renting a car for one to two days. Also, your rental car is most likely already covered under your policy, anyhow.

If you have a shiny new car, you won’t want to drive around with the evidence of a fender bender. So your auto insurance on a new car should include fully comprehensive insurance.. That way, your car will stay looking good longer. However, do you really care about that fender bender if you’re driving an old beater? Since the UK only require 3rd party liability insurance, and since collision is expensive, once your car gets to the “I don’t care that much how it looks, just how it drives” stage, drop the fully comprehensive and you will usually benefit by getting very cheap car insurance quotes.

Students are usually offered a lot of discounts when it comes to auto insurance. If you’re a student looking to save money on a policy, check out resident student discounts. These discounts are for students who only use their vehicles during the weekends, holidays and summer months. You can save some big money with this discount.

If you’re currently receiving a no-claims discount for an auto insurance company, it is important that you protect this. Only file a claim if it is absolutely necessary, because once you file a claim with your insurer, your rates could increase instantly by up to 75%. Filing claims should be saved for a real accident and injury.

If you do not have a vehicle yet, be sure to think about what the insurance premium will be for the type of car that you will buy. The type of car that you drive plays a great part in calculating your premium. Your insurance premium will be higher if you own a sports car or a car that is high in value.

If you are putting less than 20% down on your car, make sure to look into getting GAP car insurance. Should you have an accident while you are still in the first year or two of payments, you may end up owing the bank more money than you would receive in a claim.

When you report your annual driving mileage to your insurance company, resist the temptation to nudge your figure down. Lower mileage translates to lower premiums, and mileage seems to be something insurers cannot verify. But they can verify it: Insurers will use service reports to check your mileage when you submit a claim. This is the worst possible time to be in dispute with your insurer; avoid the possibility by reporting mileage honestly.

The amount of competition can make your head spin if you’re not sure how to approach insurance in general. These tips deal specifically with auto insurance and the many ways you can work to save money over the life of your policy. Follow them closely if you want those savings to really pile up.

Mechanical checks before you take your car to the garage for it’s mot

Posted by Admin on March 4, 2014 with No Comments
in Auto

It tends to be something quite simple that will cause your car to fail its mot – things like a broken indicator bulb or worn tyres.  These things are very easy to spot and also to rectify before you actually take your car to the garage.  All it takes for a few simple checks and with our pre-garage mot checklist you should be able to save a lot of time and also money if you are able to prepare some minor things yourself.

There are no difficult mechanical repairs which will result from this checklist just simple maintenance tasks which account for over 80 percent of mot failures in the uk.

 

Testing the vehicles electrical equipment

 

Make sure that if you have abs and airbag warning lights that they are working correctly.  Normally when you first set your ignition on the light will appear and then disappear to show you that the warning lights are functioning.  Turn your lights on and check that none of the bulbs have blown in the front or rear and get a friend to tell you if your rear brake lights are working correctly.  The same goes with your fog lights and all for indicator bulbs.

A quick check of your windscreen and mirrors

 

The windscreen should be free of any cracks and damage within the driver’s viewing area. If you have a small stone chip this may be acceptable if it is under a critical diameter, or does not appear immediately in the drivers field of vision.  Your wing mirrors and the rear view mirror must simply be secure and in a position so that you can clearly see behind your car.

 

Seatbelt check

 

A quick function test should be all that is required – put simply do they work as designed?  No crash test required!  Just pull them down, plug them in and check that they function correctly.

 

Car tyres and wheel checks

 

Have a quick walk around your car and have a look at your tires.  Without even checking the depth of the tread carefully you should be able to see quickly if there is any cause for concern regarding the wear on your tread.  If you think your tires maybe worn beyond their limit you make check them using a special tool.

 

Testing your brakes

 

Simply pull your handbrake and check that it is easy to set. Make sure that the car is parked on a hill when you do this and there is no movement in the vehicle.  In the same way you should test your foot break buy driving in a safe area, pressing your brakes and making sure the vehicle stops quickly. Ensure there are no strange noises and the car does not pull to the left or right when braking. If you live in a hilly place like Malvern then this check should be given extra emphasis. An garage carrying out an MOT in Malvern will invariably pay extra attention to brakes.

 

Checking for obvious rust

 

Walk around the vehicle and look for rust spots in the chassis.  A little bit of rust is not normally a problem however if it compromises the strength and structure of the vehicle then this will certainly cause you to fail your mot.  You should also have a look inside the vehicle for any obvious signs of rust in foot panels and doors.

 

Testing your steering

Take your car for a quick drive and test your steering carefully. You should not be able to feel any vibrations coming through the steering wheel into your hands.  Also there should be no unusual noises when you’re stealing the car to the left or right.  When the car is stationary if you push and pull on the steering wheel and try and move it left, right, up and down, there should be no free play in the steering wheel at all.

 

And finally…

 

if you should find any problems with your vehicle then an easy way to get it fixed is to take it to your local garage mechanic for an MOT Test.  You may find that this costs you some money but you should remember that the point of an mot is to keep your car safe.  The best person to make sure you are safe in your car is a qualified mechanic inspection to ensure it passes its mot.  Of course you may try and rectify many of these simple problems yourself and there are many youtube videos and online tutorials to help you do this. Good luck!

Used Car Safety: Items to Have When Going on Holiday

Posted by Admin on January 22, 2014 with No Comments
in Cars

One of the best aspects of owning a quality used car is that they will allow you to expand your horizons and visit locations around the country or even across the world that you may have never seen before.  Assuming that you have recently purchased a quality used vehicle through companies such as Carcraft, you may very well be contemplating packing your luggage for a weekend getaway.  While making certain that the vehicle is in working order is naturally a priority, you also need to be aware of some basic items that should always be present in the event of an emergency.  Let us look at a handful of the most important.

 

GPS

 

While newer used cars are likely to come equipped with a global positioning system, older models may require one to be installed.  These handy devices will feed the vehicle’s information into a global network of satellites and you will thereafter be able to pinpoint your location to within a few metres.  Obviously, GPS systems are highly useful when travelling to an unfamiliar region.

 

Maps

 

Although some may choose to do away with maps in favour of the aforementioned GPS system, such modern electronics can sometimes fail or you may travel out of their normal range.  A physical map is a great item to make certain that even if your GPS system is down, you will still be able to navigate.

 

Safety Devices

 

Even the best used cars can suffer flat tyres, unforeseen breakdowns or may simply fall victim to inclement weather.  So, it is always better to be safe than sorry.  Make certain that the vehicle is equipped with road flares, a reflective triangle, a torch with batteries, blankets and a few litres of bottled water.  These simple amenities can actually be of great use during any unexpected incident.

 

First Aid Kit

 

Once again, a first aid kit is an elective item that a used car will usually not be equipped with.  Nonetheless, even the most basic of first aid kits is essential in the unlikely event of an injury or accident.  Also, never forget that should you come across another motorist, he or she may need medical attention.  Thees kits are cheap and can be easily stored in the boot of your car or in the glove compartment.

 

Mobile Phone

 

When travelling long distances (especially abroad), you may find yourself driving along long and desolate roads; sometimes there may not be a service station for miles in either direction.  If we combine this with a pronounced lack of traffic, you can easily appreciate the need for a mobile device.  You will be able to call for a tow, contact emergency authorities and even speak with other friends or family members to let them know that you are safe.

 

Although most reputable dealers such as Carcraft will certainly provide a trustworthy and reliable used vehicle, it is always important to remember that these previously mentioned items are great to have nearby when planning your next excursion.  They will cost very little and will provide you with the peace of mind in knowing that should any unfortunate incident occur, you will be prepared.

 

Town Car Airport Transportation in Houston TX

Posted by Admin on January 8, 2014 with No Comments
in Transportation

Having a trip is fun but planning them can be stressful. Starting from transportation costs, one may already not have the appetite to travel anymore. That’s why airport transportation providers like Royal Limo and Town Car company in Houston TX is made to provide travelers a time and money saving alternative than going for taxi service.

 

With airport transportation services, picking you up from your home or office going to the airport is not a problem anymore. When choosing the right provider of airport transportation, one has to keep in mind that these services are provided for the passenger’s convenience. To make sure, here are tips you can follow.

 

  1. Check the coverage. Make sure that the airport transfer provider is form the local area. This will minimize the cost of the travel. The cost you will have to pay for has to be in your favor. This means it has to be less expensive and less hassle than the other alternatives such as calling a taxi or commuting yourself.
  2. Ask the provider on how they charge. Some providers do not give an upfront costing for the service. There are some that charge that per mile and informs you beforehand the travel has begun. The latter is a better choice.
  3. Make a thorough research. Most providers of airport transportation in Houston TX have their own website. You can check online for a detailed information or better yet contact them before making a booking.
  4. Ask questions about the services. Make sure that you are comfortable with what they are offering. Start with the type of vehicles they use and if they have many options for it.
  5. If you have decided which airport transportation provider to choose, make booking days before the trip to make sure that you will be accommodated as a priority.

It is important to be able to choose the one that can provide you a professional service, comfort, and reliability every time you travel.

What to do when your car maker goes bust – Rover case-study

Posted by Admin on January 7, 2014 with No Comments
in Cars

Over the last decade a number of car makers have gone bust. One of the most famous are of course was Rover.  The big problem comes when, as time passes, your beloved motor begins to have problems.  Parts wear out, things fail – with Rovers perhaps more so than with most brands!  Just because your car make has gone to the wall, doesn’t mean you have to get rid of your car and go to the expense of getting a new one.  People often worry about where they are going to get their Rover parts from – surely they will no longer be made if the vehicle manufacturer no longer exists.  What many people don’t realise is that most car makers actually don’t manufacture much of the vehicle themselves.  They either pick their parts off the shelf from a specialist manufacturer, or they get them designed for them by a sub-contractor.  Well, the car maker may have gone bust, but normally the parts suppliers keep going.  What’s more they know a golden opportunity when they see one.  Suddenly there is a large fleet of cars on the road and no branded dealerships to supply the spares.  They get to sell plenty of parts direct to customers, or more often through the middle-men who spring up to provide the service.

 

Used parts also get a boost.  People tend to get rid of their Rovers quicker when it becomes more difficult to sell on.  No-one wants to pay much for a used Rover these days when they have such a poor (undeservedly so) reputation for reliability and build quality.  That means a bumper crop at the breakers yard.  Second hand car parts can be given a new home and used to keep other vehicles going that little bit longer.  Again, there are plenty of people willing to take advantage of this new niche and specialist Rover parts suppliers have sprung up quickly.  Cheap parts, lots of them, and perfectly good to keep you on the road for a few more years.

 

So, whether you own a Saab or a Rover (or any other car brand which went out of business) you don’t need to worry about getting a new car quite yet.  Both new and used spares are surprisingly in abundance, and the best thing is they are cheap.  So – next time your precious motor’s engine starts to rattle, or the exhaust is in danger of falling off, a quick internet search and a phone call should be all you need to get things rectified.  Take the part down to your local mechanic and in no time at all you’ll be back behind the wheel.

 

Author

 

David Johnston.  I works as a car journalist and drive a rover, maintaining the car myself.  I have written many car related articles for blogs and magazines and am a keen amateur mechanic.

Who Should I Call for Auto Glass Installation in Temecula CA?

Posted by Admin on January 3, 2014 with No Comments
in Auto

One beautiful, sunny morning when I returned to my car from grocery shopping, I found that my windshield was cracked from one side to the other. I have no idea how it happened, but I can’t drive it like that with my children in the car it’s too dangerous! Help! I need auto glass installation in Temecula, CA right away.”

You know how dangerous it is to drive with cracks and dings in your windshield, why would you even try it? With time, cracks can grow and deteriorate the safety of the window even further. The reduced visibility can potentially cause you to have an accident, and you could get seriously injured. The best thing to do is to have it replaced right away.

There are companies operating today that hire technicians without experience in the repair business, and put them to work with little or no training. That may actually end up costing you more money in the long run because of incorrect installation. You want to find a company that uses only trained and certified windshield glass technicians. When you shop around for the best price, consider the convenience of the best auto glass installation in Temecula CA. Not only should they come to your location to handle your windshield repair or replacement, they should also deal with your insurance company for your convenience. And they should do it fast, because you don’t have time to wait around.

Not only do we take pride in how our automobiles look, we take pride in the safety of our families as well. Doesn’t your family deserve to be safe while they are driving in the car? You know the answer to that is “Yes!” So it makes sense that you need to deal with the company that will give you the best price, the fastest service, do it wherever you are, and the one that uses the best technician for the job. Call for your quote from the company that has the best auto glass installation in Temecula CA today.

How to Get the Best Price on Your Car Insurance

Posted by Admin on December 18, 2013 with No Comments
in Cars

No one likes to pay over the odds for their car insurance, especially when money is tight. Regrettably, however, car insurance is one of those necessary expenses that any driver has to cover, but that doesn’t mean that you cannot do everything possible to help reduce your rates. Here are some tips to help you out.
Raise your deductible

Whether you have a new car or a used one that you’ve just bought from Carcraft, increasing your deductible will always save you money. Why? Because it reduces the risk on the insurers back by lowering the amount that they have to cover when you have an accident or file another type of claim. Think about how much you can afford to pay towards your deductible and then raise it as high as possible. Doing so will always see your monthly rates go down.

Buy the right policy

Don’t be seduced by the insurance salesman who rings you up and tries you to get a fully comprehensive policy if you don’t need one. If your car isn’t worth much, getting a fully comprehensive policy is never really necessary. In such situations the cost of the insurance will often outweigh the costs of repairs should you have a bump, so work out how much repairs are likely to cost you before you opt for a policy that covers you againsts such things.

Makes sure that your car is secure

You can’t necessarily dictate where you live, but if you live somewhere where crime is high or where you’re more likely to have your car stolen, it’s important that you take every precaution possible to ensure that it’s secure. So, this means fitting proper locks, parking your car in a secure garage, installing the latest security features, and so on. If your insure can see that you have made efforts to make your car less of a target for vandals and thieves, you’ll save money.

Compare rates

Comparison sites have been set up for the specific purpose of helping people quickly and efficiently compare car insurance rates. So, use these services as much as possible. However, it will also serve you well to go direct as well. Many insurers won’t advertise their best rates through comparison sites, so going direct is often a great way of finding even more competitive policies.

Negotiate with your current insurer

If you have a policy that is about to expire, don’t simply let it roll over into a new contract. Over the last year, or however long your policy lasted, things may have gotten cheaper on the market, and you might be able to find a better rate elsewhere. If you do, let your insurer know about it, and they’ll be more than likely to match or better it in the hope of keeping you as a loyal customer.

Bundle your policies together

Anyone who already had home insurance or life insurance should find out if their provider offers car insurance as well. Some of the larger insurers will do so, allowing you to buy package deals that will reduce the price of your component parts.

Look for specialists

If you are a young driver under the age of 25 or you have a bad driving record, it may be a good idea to look for a specialist insurer who deals exclusively with people like you.

Whether you have a new vehicle or a second hand one from somewhere like Carcraft, use these simple tips to help you find the best rates possible.

 

Top Tips for Ensuring Tyre Quality and Reliability on a Long Road Trip

Posted by Admin on December 18, 2013 with No Comments
in Transportation

When embarking on a long road trip it is vital that you ensure the quality of your vehicle to prevent any accidents. If you are not prepared, you can also suffer from extensive delays, which are completely unnecessary.

Here is a quick checklist of the best methods to ensure your tyres are reliable and of the highest possible quality.

Source New Tyres From Trusted Providers

Many motorists do not buy new tyres for their vehicle until they have to. Often this can mean you buy what your mechanic or local garage has in stock. You should consider selecting your tyres yourself from quality providers to ensure the highest quality tyres are fitted to your car. When purchasing new tyres be sure to use a supplier that is ISO 9000 registered and a supplier to highly regarded institutions and bodies, such as the NTDA.

Check Your Have a Sufficient Tyre Repair Kit

In the unfortunate event that you do experience a blow out or puncture on your road trip, you want to be certain you have the right tools to repair it. A number of quality suppliers operating at the highest professional standards sell excellent kits online. This will ensure the disruption to your journey is minimal.

Check Tyres Thoroughly

Before setting out on your trip you should perform a thorough check of each of your tyres. This will not take long, but could save you a great deal of time and frustration on your trip. Look at the depth of the tread on the tyre. The legal requirement is that it must be at least 1.6 millimetres deep in the centre of the tyre. Check for any patches of balding, for any tears or bulges which might suggest the tyre is damaged. Check for any nails or items stuck in the tyre which could cause a slow puncture.

Check the Air Pressure

All car makes and models will have a slightly different recommended tyre type and air pressure. Check your user manual for guidance on the correct air pressure and test it at any petrol station using the air machine. Test each tyre carefully. Having insufficient air pressure in your tyres means your braking distance will be reduced and your will not have full control of the vehicle.

Don’t Forget Your Spare Tyre

Many people forget they even have a spare tyre in the car until they need it. Some people have a blow out, use their spare tyre then put the old ruined tyre back on the boot and forget to replace it with a new high quality tyre. This is a remarkably common mistake for inexperienced road users to make and an embarrassing disaster you don’t want to face.

Be sure before embarking on any long road trips that you check the spare tyre and execute the same checks listed above.

If you follow these simple guidelines you can be confident that you and your passengers will enjoy a smooth trouble free journey, and if you do encounter any problems you will be able to solve them swiftly with the right tools.

 

Author bio

The author is a freelance mechanic. He spent fifteen years as head mechanic at a Renault garage. He has encountered the full range of issues faced by motorists and recommends http://www.tyrebaydirect.com as a trusted low cost supplier of quality tyres, garage equipment and tyre consumables. 

The Ecolution Edge!

Posted by Admin on December 12, 2013 with No Comments
in Transportation

Ecolution is on the leading edge of providing efficient transportation solutions in Spain. While we may not be driving Jetsons style flying saucers anytime soon, we have a dedicated research team that is making unparalled leaps in automobile and transit innovation.

Our initiatives aren’t only going to save you some green in your pockets but will save the green of our planet. Technological innovation, after all, is the only way to meet the demands of global population growth, rising standards of living, and climate change simultaneously.

Our initiatives are so promising because it they have been proven to reduce the overhead costs of public transportation services by millions of dollars. This will help the government of realizing its ambitions of paying off its overwhelming debts much sooner in the future.

Our automotive solutions are designed to be affordable. We combine technological innovation with proven urban planning strategies. Our articles prove that ecologically friendly automotive technology doesn’t necessarily equate in a compromise on style or performance. Ecolution by Scania holds the keys to the enhanced driving experience of the future.

The business model is centered around a tighter operator in Spain and more exclusive relationship between the Spanish-based operator and the team of Swedish Scania technicians. Due to these new standards it is projected that Spanish transportation companies can save up to 10% in their operations. This is a considerable improvement over conventional transportation management solutions. It is truly a breakthrough performance analysis solution to ensure that C02 reduction is optimized to the fullest extent.

Shopping for Wheel Covers Online

Posted by Admin on December 1, 2013 with No Comments
in Cars

Are you looking for great deals on wheel covers? The search is over. Welcome to your one stop shop for wheel covers on the internet. We are proud to have been in this business for over 32 years. The foundation of our business is built on providing the best quality service possible. Our philosophy is simple; we are a family who have built a legacy on serving other families!

We understand that wear and tear can affect the whole tire. We want to ensure that we can help you repair as much as possible within in a short period of time. In addition to hub caps, we offer trim wings ranging from 14 to 18 inches in diameter. This is the key to giving your car that shiny brand new look.

Hubcaps unlimited offers wheel covers for a plethora of brands. This includes luxurious names such as Audi, BMW, Cadillac in addition to your standard North American and Japanese economy brands. Furthermore, we offer hub caps dating from the early to mid 1990’. Whether you enjoy customization or saving money, you’ll enjoy browsing our selection of aftermarket hub caps.

If you find any defects with our wheel covers, we’ll be happy to assist you in resolving the matter with the hub cap manufacturer. We’re happy to accept a plethora of different payment options for your convenience. In addition to the standard credit card options, we are proud to accept Paypal and Discover for the consumers who want the ultimate security one would expect on a world class online automotive shop.